| Secured Loans | | Loan Type | APR | Maximum Terms | Maximum Amount**** | Requirements | | Shares Secured | 3.5% | 60 Mos. | $50,000 | Shares pledged in amt of loan | | Certificate Secured* | 3%+ CD Rate | 60 Mos. | $50,000 | Shares pledged in amt of CD | | NEW (2008-2011) Auto/Truck/Van | 3.99% | 60 Mos. | Call For Details | Lien on Title, Full Coverage Insurance | | New (2008-2011) Auto/Truck/Van $25,000 or more *** | 4.25% | 66 Mos. | | Lien on Title, Full Coverage Insurance | New (2008-2011) Auto/Truck/Van $25,000 or more *** | 4.50% | 72 Mos. | | Lien on Title, Full Coverage Insurance | Used (2005-2007)Auto/Truck/Van | 4.99% | 60 Mos. | | Lien on Title, Full Coverage Insurance | | Used (2004-2002) Auto/Truck/Van | 5.25% | 60 Mos | | Lien on Title, Full Coverage Insurance | Used (2000-2001) Auto/Truck/Van | 5.50% | 48 Mos. | | Lien on Title, Full Coverage Insurance | | New/Used (2010-2011) Motorcycle/RV/Camper | 4.99% | 60 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | Used (2007-2009) Motorcycle/RV/Camper | 6.50% | 60 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | Used (2004-2006) Motorcycle/Camper | 7.25% | 48 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | Used (2001-2003) Motorcycle/RV/Camper | 7.50% | 48 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | Used (2002-2000)Motorcycle/RV/Camper | 7.95% | 36 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | Used (1999 and older) Motorcycle/RV/Camper | 8.50% | 36 Mos. | | Lien on Title, Full Coverage/Hazard Insurance | | | (*) Certificate secured loan rate is based on rate paid on certificate plus 2.00% APR.
(**) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.
(***) The purchase price must exceed $25,000.00 to get maximum term. (****) Fair market value on all vehicles.
| . ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
..Refinancing not available on existing loans. |
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| Unsecured Loans | | Loan Type | APR | Maximum Terms | Maximum Amount Up To | | Closed-End Signature | 9.25% | Up to 48 Months | $ 7,500 | Closed-End Signature Closed-End Signature | 9.00% 8.75% | Up to 36 Months Up to 24 Months | $ 7,500 $ 7,500 | | Closed End | 8.5% | Up to 12 Months | $ 7,500 | | | 12% | Up to 48 Months | $ 7,500 | The maximum unsecured limit is $7,500 per member and co-borrower.
The unsecured limit depends on job security, stability, ability to repay, and credit history. | * ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans. |
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| Checking and Savings | | Power Checking | | $500.00 Minimum balance to earn interest | | Balance | APR | APY | | $ 500 - $ 2,499.00 | .25% | .25% | | $2500 - $ 9,999.00 | .25% | .25% | | $10,000 -$24,999.00 | .25% | .25% | | | | | | | | Savings Accounts | | $100.00 Minimum balance to earn interest | | Balance | APR | APY | | $100+ | .25% | .25% | | | | Christmas Club Accounts | | $5.00 Minimum balance to earn interest Payout in October of Each Year | | Balance | APR | APY | | All balances | .50% | .50% | | | | | | * ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE | | ** APR = Annual Percentage Rate | | *** APY = Annual Percentage Yield |
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Rates 
