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Rates Listing
Secured Loans
Loan TypeAPRMaximum TermsMaximum Amount****Requirements
Shares Secured 3.5% 60 Mos. $50,000 Shares pledged in amt of loan
Certificate Secured* 3%+ CD Rate 60 Mos. $50,000 Shares pledged in amt of CD
NEW (2008-2011) Auto/Truck/Van3.99%60 Mos. Call For DetailsLien on Title, Full Coverage Insurance
New (2008-2011) Auto/Truck/Van   $25,000 or more ***4.25%66 Mos. Lien on Title, Full Coverage Insurance

New (2008-2011) Auto/Truck/Van $25,000 or more ***

4.50%72 Mos.

 

Lien on Title, Full Coverage Insurance

Used  (2005-2007)Auto/Truck/Van

4.99%60 Mos. Lien on Title, Full Coverage Insurance
Used (2004-2002) Auto/Truck/Van 5.25% 60 Mos  Lien on Title, Full Coverage Insurance

Used (2000-2001) Auto/Truck/Van

5.50%48 Mos. Lien on Title, Full Coverage Insurance
New/Used (2010-2011) Motorcycle/RV/Camper4.99%60 Mos. Lien on Title, Full Coverage/Hazard Insurance
Used (2007-2009) Motorcycle/RV/Camper6.50%60 Mos. Lien on Title, Full Coverage/Hazard Insurance
Used (2004-2006) Motorcycle/Camper7.25%48 Mos. Lien on Title, Full Coverage/Hazard Insurance
Used (2001-2003) Motorcycle/RV/Camper7.50%48 Mos. Lien on Title, Full Coverage/Hazard Insurance
Used (2002-2000)Motorcycle/RV/Camper7.95%36 Mos. Lien on Title, Full Coverage/Hazard Insurance
Used (1999 and older) Motorcycle/RV/Camper8.50%36 Mos. Lien on Title, Full Coverage/Hazard Insurance
 

(*) Certificate secured loan rate is based on rate paid on certificate plus 2.00% APR.

(**) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.

(***) The purchase price must exceed $25,000.00 to get maximum term.

(****) Fair market value on all vehicles.

. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
..Refinancing not available on existing loans.

Unsecured Loans
Loan Type APR Maximum Terms Maximum Amount Up To
Closed-End Signature     9.25%Up to 48 Months $ 7,500

Closed-End Signature

Closed-End Signature

  9.00%

   8.75%

Up to 36 Months

Up to 24 Months

$ 7,500

$ 7,500

Closed End  8.5%Up to 12 Months$ 7,500
 
Open-End Signature 
 12% Up to 48 Months $ 7,500

The maximum unsecured limit is $7,500 per member and co-borrower.
The unsecured limit depends on job security, stability, ability to repay, and credit history.

* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans.

Checking and Savings
Power Checking
$500.00 Minimum balance to earn interest
Balance APR APY
$  500   - $ 2,499.00   .25%   .25%
$2500   - $ 9,999.00   .25%   .25%
$10,000 -$24,999.00   .25%   .25%
   
 
Savings Accounts
$100.00 Minimum balance to earn interest
Balance APR APY
$100+ .25% .25%
 
Christmas Club Accounts
$5.00 Minimum balance to earn interest Payout in October of Each Year
Balance APR APY
All balances .50% .50%
 
  
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
** APR = Annual Percentage Rate
*** APY = Annual Percentage Yield