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Rates Listing
Secured Loans
Loan TypeAPRMaximum TermsMaximum AmountRequirements
Shares Secured 4.0% 60 Mos. $50,000 Shares pledged in amt of loan
Certificate Secured* 2%+ 60 Mos. $50,000 Shares pledged in amt of CD
NEW AND USED (2010-2008) Auto/Truck/VanCALL60 Mos.Purchase PriceLien on Title, Full Coverage Insurance
New (2010-2009) Auto/Truck/Van   $25,000 or more ***CALL66 Mos.Purchase PriceLien on Title, Full Coverage Insurance

New (2010-2009) Auto/Truck/Van $25,000 or more ***

CALL72 Mos.

Purchase Price

Lien on Title, Full Coverage Insurance

Used  (2009-2006)Auto/Truck/Van

5.50%60 Mos.NADA Avg. RetailLien on Title, Full Coverage Insurance

Used (2005-2004) Auto/Truck/Van

5.99%60 Mos.NADA Avg. RetailLien on Title, Full Coverage Insurance
Used (2003-2001) Auto/Truck/Van6.99%

48 Mos.

NADA Avg. RetailLien on Title, Full Coverage Insurance

Used (2000-Older) Auto/Truck/Van 

7.99%36 Mos.Market ValueLien on Title, Full Coverage Insurance
New/Used (2010-2009) Motorcycle/RV/Camper5.25%60 Mos.Purchase PriceLien on Title, Full Coverage/Hazard Insurance
Used (2008-2006) Motorcycle/RV/Camper6.50%60 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used (2005-2003) Motorcycle/Camper7.25%48 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used (2002-2000) Motorcycle/RV/Camper7.50%48 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used (2002-2000)Motorcycle/RV/Camper7.95%36 Mos.NADA Avg. Retail Lien on Title, Full Coverage/Hazard Insurance
Used (older) Motorcycle/RV/Camper8.50%36 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
New Boat (2010-2009)6.50%60 Mos.Purchase PriceLien on Title, Full Coverage/Hazard Insurance
New Boat (2010-2009)6.95%66 Mos.Purchase PriceLien on Title, Full Coverage/Hazard Insurance
New Boat (2010-2009)7.25%72 Mos.Purchase PriceLien on Title, Full Coverage/Hazard Insurance
Used Boat (2009-2007)7.25%60 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used Boat (2006-2005)8.25%66 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used Boat (2006-2003)8.25%60 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Used Boat (2004-2000)***8.75%72 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Older Boats9.25%48 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
Older Boats9.50%66 Mos.NADA Avg. RetailLien on Title, Full Coverage/Hazard Insurance
 
(*) Certificate secured loan rate is based on rate paid on certificate plus 2.00% APR.

(**) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.

(***) The purchase price must exceed $25,000.00 to get maximum term.
. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
..Refinancing not available on existing loans.
Unsecured Loans
Loan Type APR Maximum Terms Maximum Amount
Closed-End Signature     12% Up to 48 Months $ 7,500*

Closed-End Signature

Closed-End Signature

   10.5%

    9.0%

Up to 36 Months

Up to 24 Months

$ 5,000

$ 5,000

Closed-End Signature 10.90%Up to 36 Months$ 7,500*
Open-End Signature  10% Up to 24 Months $ 7,500*
 Open-End Signature 12%Up to 48 Months$ 7,500*

The maximum unsecured limit is $7,500 per member and co-borrower.
*Stipulates debt ratio of 40% or below to borrow maximum amount.
The unsecured limit depends on job security, stability, ability to repay, and credit history.

* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans.
Checking and Savings
Power Checking
$500.00 Minimum balance to earn interest
Balance APR APY
$  500   - $ 2,499.00   .25%   .25%
$2500   - $ 9,999.00   .50%   .50%
$10,000 -$24,999.00   .75%   .75%
   
 
Savings Accounts
$100.00 Minimum balance to earn interest
Balance APR APY
$100+ .50% .50%
 
Christmas Club Accounts
$5.00 Minimum balance to earn interest Payout in October of Each Year
Balance APR APY
All balances .50% .50%
 
  
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
** APR = Annual Percentage Rate
*** APY = Annual Percentage Yield
 
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