| Home Equity Loans | | Loan Type | APR | Maximum Terms | Minimum Amount | Maximum Amount | Fixed Rate | | 85% of Appraised value minus 1st Mortgage | 5.50% | 60 Months | $ 5,000 | $ 75,000 | | 85% of Appraised value minus 1st Mortgage | 5.99% | 120 Months | $ 5,000 | $ 75,000 | * ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. **Refinancing not available on existing loans. | Click Here For our online loan application.
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| | | | | | | | | | | | | | | | | | | | | | | | | *Stiplulates debt ratio of 40% or below to borrow maximum amount. | * ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. **Refinancing not available on existing loans. |
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| Checking and Savings | | Power Checking | | $500.00 Minimum balance to earn interest | | Balance | APR | APY | | $500 - $2,499.00 | .25% | .25% | | $2500 - $9,999.00 | .25% | ..25% | | $10,000- $24,999.00 | .25% | .25% | | $25,000+ | .25% | .25% | | | | Savings Accounts | | $100.00 Minimum balance to earn interest | | Balance | APR | APY | | $100+ | .25% | .25% | | | | Christmas Club Accounts | | $5.00 Minimum balance to earn interest Payout in October of Each Year | | Balance | APR | APY | | All balances | 1.00% | 1.00% | | | | Share Certificates | | $1000.00 Minimum | | Length | APR | APY | | 6 months Call for rates | ---- | ---- | | 1 year Call for rates | ---- | ---- | | 2 years Call for rates | ---- | ---- | | | | * ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE /SOME VENDOR FEES APPLY TO HE LOANS | | ** APR = Annual Percentage Rate | | *** APY = Annual Percentage Yield |
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