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Home Equity Loans
Home Equity Loans
Loan TypeAPRMaximum TermsMinimum AmountMaximum Amount

Fixed Rate

 

85% of Appraised value minus 1st Mortgage5.50%60 Months$ 5,000$ 75,000
85% of Appraised value minus 1st Mortgage5.99%120 Months$ 5,000$ 75,000
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans.
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*Stiplulates debt ratio of 40% or below to borrow maximum amount.

* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
**Refinancing not available on existing loans.

Checking and Savings
Power Checking
$500.00 Minimum balance to earn interest
Balance APR APY
$500   -    $2,499.00 .25% .25%
$2500 -    $9,999.00 .25% ..25%
$10,000- $24,999.00 .25% .25%
$25,000+ .25% .25%
 
Savings Accounts
$100.00 Minimum balance to earn interest
Balance APR APY
$100+ .25% .25%
 
Christmas Club Accounts
$5.00 Minimum balance to earn interest Payout in October of Each Year
Balance APR APY
All balances 1.00% 1.00%
 
Share Certificates
$1000.00 Minimum 
Length APR APY
6 months  Call for rates--------
1 year       Call for rates--------
2 years     Call for rates--------
  
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE /SOME VENDOR FEES APPLY TO HE LOANS
** APR = Annual Percentage Rate
*** APY = Annual Percentage Yield