There are many reasons to save and we have a number of excellent choices, whether it is for your holidays, vacation, or maybe your child's first savings account. The best way for a member to establish a savings plan is to have automatic deposits into your account each pay before you get your check. Payroll deduction or direct deposit to various accounts can do this conveniently for you.
Share Savings Account:
This is our regular savings account and requires a minimum of $5.00 to open. With this account you can use any of the credit union's services. It is called a "Share Account" because you actually share a part of the credit union. It entitles you to vote for the Board of Directors and have a voice in how the direction of the credit union will go.
To earn dividends you must have at least $100.00 minimum balance in this account. Dividends are paid quarterly.
The National Credit Union Association, our federal regulator, insures each Share Account up to $250,000.00.
Christmas Club Account:
This account is made especially for the Christmas holiday. Minimum balance is $5.00 and dividends are paid quarterly. When you open this account it can be maintained manually or through your payroll deductions. There are no withdrawals allowed throughout the year on this account. If you need your funds early, you can close the account until the next cycle. This account usually pays out mid October and resumes with the next payroll period or deposit.
Certificates of Deposit:
You can open a CD with just a minimum of $1000.00. monthly. Rates are generally higher than other savings accounts with the flexibility of term, rate and automatic renewal at maturity. All dividends are earned monthly and paid quarterly.
Savings 
